48-year old Kiko Davis is the majority stockholder of Detroit-based First Independence Bank, one of the top 10 largest black-owned banks in the United States. This makes her the only African American woman in the country who owns a bank. Kiko says that taking risks is very important to become successful. “Without risk,” she says. “there can be no reward… Your mistakes will bring invaluable knowledge that will ultimately become your strategy for winning.”