San Diego-based Neighborhood National Bank has agreed to beef up its anti-money laundering capabilities in a deal that will stave off enforcement proceedings from the OCC. The bank has pledged to develop a more robust risk compliance program to meet its obligations under the Bank Secrecy Act. The bank has hired a new senior vice president with extensive BSA experience to help formulate the plan. President Dan Yates said Neighborhood National draws extra scrutiny because its typical clients are businesses in low- to moderate-income areas that deal primarily in cash. “We are expected to do quite a bit more than a bank that might have one or two (money service business) clients,” Yates said.