Earline Williams, 76, said she was gifted the best Christmas present when she received a phone call on the first of the year from Mississippi-based BankPlus, telling her she had been approved to receive funds from the Special Needs Assistance Program (SNAP). SNAP grants are awarded through members like BankPlus to provide grant funds for rehabilitation and modification of owner-occupied housing of eligible, special-needs individuals. Since SNAP's inception in 2009, more than $15.1 million has been awarded in grants through FHLB Dallas member institutions to assist more than 3,000 families across FHLB Dallas' five-state District of Arkansas, Louisiana, Mississippi, New Mexico and Texas.