During the long government shutdown, Southern Bancorp announced that it would provide assistance to affected customers by waiving overdraft fees and providing immediate access to a no fee, no credit check, zero interest loan of up to $1,500. Emergency loans were stated to be payable within six months or upon the resumption of government operations. "Southern Bancorp stands ready to assist our customers in this stressful time," said Darrin Williams, Southern Bancorp CEO.