"Spring Bank has only one branch, which is located in the Bronx, New York, but it is a member of the MoneyPass ATM network, which has around 40,000 surcharge-free ATMs nationwide, and offers fee-free access to Citibank branch ATMs. It also has a highly rated mobile app.

The U.S. Treasury has designated Spring Bank as a Community Development Financial Institution (CDFI), in recognition of the investments and loans the bank makes in low- and moderate-income communities in New York City.

The bank offers competitive yields on checking, savings and money market accounts and CDs. Opening deposit requirements are low for most accounts."