Ashoka and BNY Mellon are hosting a Changemaker Challenge–a national social innovation competition–to uncover innovations that expand financial security of underserved communities, empowering everyone to be the drivers of their own financial wellbeing, resilience, and freedom. In a moment when six out of ten Americans will experience financial insecurity, families find themselves struggling to pay rent, afford healthcare, and cover their bills at the end of each month. Financial struggles leave entire communities without the opportunity and agency to plan for their futures and reach their goals. Times of joy—going to college, buying a home, raising children—have become sources of anxiety for too many. While saving money can be a challenge for a variety of reasons, the inability to build a strong financial foundation is often a symptom of a greater, systemic problem. Now, BNY Mellon and Ashoka are launching a collaborative effort aimed at addressing the root causes of financial inequality through innovation—the Unlocking Change Challenge.