Their mission is to facilitate and enhance the economic activity of the communities in which they operate and serve. They accomplish their mission by assisting their customers on which bank products and services fit their financial requirements. Loan decisions are made locally by experienced commercial bankers who have extensive lending experience in all areas of credit including working capital loans, asset based loans, business expansion and commercial real estate.

 

Their bank charter allows them to focus on the local business community. They are a direct lending bank without middle men. They also offer certificates of deposits with a wide range of terms, amounts and interest rates to match the financial flexibility requirements of their depositors.