Pan American Bank & Trust's mission is to build long lasting, advisory-based relationships with their clients by delivering superior products and services that enable them to "Live the Dream.” Their employees commit to nurturing every relationship they have with clients through individual mentoring and by offering financial education programs on banking, investments and insurance with the ultimate goal of providing access to affordable financial products and services. Pan American Bank also provides financing to small businesses and real estate investors committed to revitalizing underserved communities through job creation and the development of affordable housing. As a result of the bank’s concentrated efforts in outreach, lending and community involvement Pan American Bank has received an Outstanding Community Reinvestment Act (CRA) rating.