CDBA Membership Benefits

Raise Deposits

We have teamed with Promontory Interfinancial Network (PIN) to help our member banks raise more deposits and make sure that depositors' money stays invested in our communities through the Certificate of Deposit Account Registry Service (CDARS). CDBA and PIN engage in joint marketing and promotions to market all of our members to socially motivated investors and deposits. Read more about Promontory Interfinancial's partnership with CDBA and how everyday investors help our member banks strengthen their balance sheets and improve their communities.

Engage in Results-Oriented Advocacy

By joining CDBA, your bank will add its voice, its expertise and its concerns to our already involved and vocal membership base. By acting together, CDFI-certified banks can educate federal policymakers and regulators on the "double bottom line" our institutions work for - being commercially successful and providing access to capital and financial services. Learn more about our advocacy efforts and our recent successes.

Stay Aware of Policy and Regulatory Changes

The financial services industry, and the regulations and laws that govern it, are changing in ways that your institution should be aware of. Let CDBA be your organization on the ground in Washington D.C. keeping up with regulatory and policy changes that can affect your bank and the way it does business. Be a part of on-going discussions on how best to navigate changing regulatory environments and react to new federal policies in a way that will keep your institution competitive.

Stay Competitive in Your Bank's Peer Group

CDBA provides its member banks with data and analysis that compare our banks to similar institutions nationally and in their specific region. By knowing how your bank fares in comparison to other CDFI banks and other commercial banks in your region and around the country, your bank's leadership can create better strategies and educate regulators and others on the unique needs and rewards of your institution and others like it.