Citizens Bank & Trust is locally-owned and North Alabama-based, and that means they are of the community, not just in it. Our decision-makers are people you can talk to across the desk, not state lines. And they are often the same people community members see at the grocery store, community activities and the many civic and charitable events Citizens is proud to support. Since they opened their doors in 2003, Citizens Bank & Trust has grown to include branches in Albertville, Arab, Cullman, Guntersville, Hazel Green, New Hope, Elkmont and Rogersville, plus a separate Mortgage Department and a Wealth Management division. As they have grown, so has their commitment to being every customer’s favorite bank.