CDFI-certified Citizens Bancshares is making progress exiting the Troubled Asset Relief Program (TARP). The $407 million-asset company paid about $3.2 million to redeem roughly 4,400 shares of preferred stock from the Treasury Department, representing a $152,000 discount. The company also paid about 11,000 to resolve all accrued and previously unpaid dividends. The Treasury still holds about 7,500 shares of Citizens' preferred stock.