Cybercriminals are increasingly taking advantage of the online payday marketplace to steal people's account information and use it to drain their savings, apply for credit cards or perform other forms of theft. Cybersecurity company IntelCrawler obtained several databases from a seller on a hacking forum who claims to have access to lending information on more than 105 million people. Bloomberg News contacted dozens of individuals listed in the databases and confirmed that their data came from payday loan applications. In September, the Federal Trade Commission halted a scam in which scammers allegedly bought payday loan data and deposited $28 million into victims' bank accounts for loans they didn't ask for—and took out more than $46 million in finance charges and other fraudulent fees.