A new report from National Community Investment Fund (NCIF) finds that CDFI banks are substantially more likely than mainstream institutions to provide financial services in underserved areas. The report finds that 53.6 percent of the median CDFI bank’s HMDA loans were made to low income districts, compared to 25.5 percent for the median U.S. bank. In addition, the median CDFI bank had a greater proportion of branches in low income communities — 75 percent, compared to 40 percent for the median U.S. institution. NCIF also surveyed a sample of 24 CDFI banks for more detailed information, including many CDBA members. In addition to developing innovative products to help underserved customers, these banks have created an estimated 10,609 jobs in 2013 alone.