The Batten Institute at the University of Virginia's Darden School of Business profiles Southern Bancorp of Arkadelphia, Arkansas for Forbes. “Rural America is facing increasing challenges in light of the accelerating banking exodus,” says Dominik Mjartan, Senior Vice President at Southern Bancorp and member of the CDBA Board of Directors. “In 30 percent of our markets we are the only bank in town that offers responsible financial services, including transactional accounts, consumer credit and residential mortgages... Without access to a wide range of financial services that meet the unique needs of poor rural communities, their residents are susceptible to predatory lenders."