The FDIC recently released its National Survey of Unbanked and Underbanked Households, the only major nationwide survey of financial inclusion and measures of the behaviors and attitudes of households likely to be excluded from the mainstream financial system. The biggest revelation was that unbanked households nationwide decreased from 7.7% in 2013 to 7.0% in 2015, which represents .5 million to 1 million new net households that have opened accounts in the past two years.