Amidst soaring housing costs, the Bay Area has a well-documented shortage of affordable homes. The East Bay Asian Local Development Corporation (EBALDC) has recently launched the new Oakland Healthy Neighborhoods Fund, whose investors will purchase apartment buildings at risk of converting to higher rents and then restrict rent increases for eligible low- and moderate-income residents. Beneficial State Bank is one of several CDFIs and nonprofit organizations partnering with EBALDC to ensure that these renters can stay in their homes.