Teri Williams, President & COO of OneUnited Bank stopped by Orlando Florida's Captain and Company Morning Radio Show to discuss the new Unity Visa Card, a program designed to help people build healthy credit: "That’s something important for people to not get upset or in the mindset that, you know, 'I have bad credit. I’m a bad person.' Absolutely not. What has happened, usually, is that something has happened in your life that in some cases you don’t even have control over. And so you have been doing fine, but you hit a bump in the road... [The Unity Visa] is a credit card, but more than that, it’s also information to help you figure out credit – to really get the skinny on how it works, so that you can better measure your credit going forward."