Exploring Trends in Community Development Consumer Lending
"The CDFI Fund, part of the U.S. Department of the Treasury, provides detailed data on CDFI loans and investments. Using the most recent Consumer Loan Reports and Transaction Level Reports1 from 2018 to 2022, this analysis highlights the role that consumer lending2 plays at CDFIs across the Eighth Federal Reserve District (PDF) and the U.S.
As previously noted, CDFIs provide financing for various purposes, such as supporting small businesses, financing real estate development, making consumer loans, and more. Consumer lending comprises the largest portion of CDFI financing over this period, accounting for 35% of the $254 billion in total CDFI financing by dollar amount, and an even larger 88% of the nearly 20,000 total number of loans made."