The First Bancshares Inc. of Hattiesburg, Mississippi has completed its acquisition of Bay Bank and its holding company, BCB Holding Co. Inc. The acquisition brings The First's total locations in Mobile and Baldwin counties to 10 and gives the company the largest market share among community banks in those counties. "We are excited about the opportunities that this merger will create in the Mobile market," said M. Ray "Hoppy" Cole, president and CEO of The First. "The combination of Bay Bank and The First will create a community bank focused on its local markets with the products, services and lending capacity of a $1 billion dollar organization."