An FDIC report profiling Minority Depository Institutions and CDFI banks highlights the small size of the two sectors and their high degree of overlap. MDI and CDFI banks account for a small amount of the broader banking industry. As of year-end 2013, 174 insured institutions, 2.6 percent of all banks, were MDIs. The number of insured institutions certified as CDFIs totals 78, or 1.1 percent of all insured institutions. Of the 78 CDFI banks, 41 were also MDIs. Most MDIs and CDFI banks are community banks -- 88 percent of MDIs and 97 percent of FDIC-insured CDFIs.