Two years after the demise of a proposal to speed up U.S. electronic payments, a revised measure now appears likely to be approved by the banking industry. The new proposal was designed to resolve an issue that derailed the 2012 proposal: the fact that banks on the receiving end of transactions will be required to invest in the upgraded ACH network, but won't receive many direct benefits. The revised proposal would require any bank that initiates a same-day payment to pay 8.2 cents per transaction to the bank on the other end, covering the technological investments that banks on the receiving end of the transactions would need to make. Nacha is accepting comments on the proposal, with a deadline Feb. 6.