Urban Partnership Bank is launching two new services intended to offer a lower priced alternative to currency exchanges and other alternative financial services. The first is a new check cashing service designed as a convenient way to cash a check and get money instantly. No bank account is needed to qualify. The second is a prepaid card that functions like a bank account without checks, allowing customers to load funds on the card at any Urban Partnership Bank location or ATM through direct deposit or at select retailers. “Too many people are still without traditional banking relationships, and they need an alternative to high cost currency exchanges and payday lenders,” said Urban Partnership Chief Banking Officer Levoi K. Brown.