The Supreme Court decision making same-sex marriage legal nationwide could boost mortgage demand as it provides gay and lesbian couples with more financing opportunities and stronger joint property rights. In a survey of lesbian, gay, bisexual and transgender consumers, 81% of respondents said a Supreme Court ruling for marriage equality would make them feel "more fiscally protected and confident," which the trade group identifies as a key real estate market driver. The Supreme Court decision could spur not only more purchase lending, but also more refinancing as loans are refinanced to build credit for both spouses. The ruling will also clarify the patchwork of state laws that created housing inheritance issues and ensure titles will be passed from one spouse to another.